Home Affordability Calculator

Calculate how much house you can afford based on your income, loan details, debt and more!

🇺🇸 Calculating in USD

Desired home price

Down payment

Annual pre-tax income

Loan duration

Loan interest rate

Monthly debt payments

Monthly HOA + PMI Optional

Your affordable house is up to $225,987.55

Over $394K $310K-$394K $226K-$310K Up to $226K

You're good

Okay but use caution

Risky, don't do it

Good luck with that

Principal & Interest $2,127

Property Tax (est.) $235

Insurance (est.) $150

HOA + PMI $300

Total Monthly $2,812