Try Pro.
Stay Free if you choose.
14 days of Pro with no card. After that, you move to Free unless you choose to subscribe. No automatic trial charge.
Free
A permanent home for your finances.
No card. Nothing expires.
- Up to 3 accounts or cards
- Budgets, goals, bills and recurring payments
- 30 AI assistant queries each month
- Reports, analytics and data export
- Your full history, always available
- Client-side encryption for names, descriptions and notes
Your history remains yours even after Pro ends.
Start freePro
More room when your finances grow.
Billed in USD.
- Unlimited accounts and transactions
- Unlimited AI assistant queries, subject to fair use
- Everything in Free
The trial needs no card and never starts a payment automatically. Applicable taxes are shown before payment. Refunds & cancellation
Start 14-day Pro trialFAQs
Have a question that's not answered? Contact us at hello@koney.money
No. You can try Pro for 14 days without a card. If you do not choose to subscribe, you move to Free automatically and are never charged.
Nothing is deleted or locked. Your history stays available and you can export your data.
No. A payment method is requested only if you actively choose Pro.
Koney supports client-side encryption for names, descriptions and notes. Amounts and balances are processed by the server. Supported bank connections use integration providers; Koney does not need your bank password.
Koney has a self-hosted mode with billing disabled. Contact us for current setup information.
You can ask about your spending, trends and transactions. Free includes 30 queries each month; Pro has a fair-use allowance.