The personal finance
app for everyone
Koney is an all-in-one personal finance platform. Track, optimize, grow, and manage your money through every stage of life.
One app,
every angle
Every screen below is the same account on the same day. Nothing here is a mockup. This is the product, running.
Every line, accounted for
Search, filter and re-categorise in place. Rules do the repetitive part so the ledger stays clean on its own.
Assets and debts, side by side
Property, investments, cash and vehicles against mortgages and cards, the real number, not the optimistic one.
Limits that hold
Set a category budget and watch it against actual spend, with the month-to-date pace called out before you overshoot.
Understand where your money goes
See your spending structure, compare periods and follow the path from income to retained savings.
Everything you need,
in one place
Koney brings together all your financial data into a beautiful, intuitive dashboard. Track, analyze, and optimize your money with powerful tools.
Track where your
money is going
Effortless Budgeting
Customize category budgets, set smart allocations, and track every cent.
Expense Breakdown
See exactly where your money goes and adjust your budget accordingly.
Spending Trends
Monitor long-term trends to improve your financial habits over time.
Stay on top of
every transaction
Effortless Tracking
Easily monitor, categorize, and review your transactions in one place.
Custom Categorization
Personalize every transaction with custom categories, merchants, and tags.
Smart Automation
Create rules to automatically categorize transactions and save time.
Link everything
powered by Plaid
Automatic Syncing
Balances, holdings, and transactions update in real time, keeping you always up to date.
Secure & Trusted
Supported text fields use client-side encryption, and your account is protected by authentication.
Plaid Bank Sync (US, CA, UK & EU)
Securely link accounts across 10,000+ banks in the US, Canada, UK, and Europe via Plaid.
Uncompromising Security
Radical Transparency
Your financial data deserves the highest level of protection. We're committed to security, privacy, and transparency.
Local-First
Your data lives on your device first. Fast, reliable, and works offline. Sync when you want to.
Privacy First
Your data stays yours. We do not sell it to advertisers or data brokers.
Built for You
Designed around real user needs. Every feature exists to make your financial life easier.
One more thing.
Powered by AI.
Ask anything like How's my portfolio doing? or Any unusual spending this month? or even What will I be worth in 10 years? and get answers instantly.
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